PRIVACY NOTICE

In order to process and or provide insurance information for our customers or prospective customers we will have to collect personal information, some of which may be nonpublic in nature. We have a high regard for the privacy of our customers, former customers and prospective customers and want you to know how we handle this personal information. The information is used and protected. This privacy statement describes our privacy practices for our customers, former customers and prospective customers.

Types and Sources of Information We Collect About You

We collect information about our customers and prospective customers, including nonpublic personal information, from the following sources:

     Information we receive from you on your application for insurance, as well as other forms related to your insurance;
     Information about your transactions with us, which may include your payment and payment history, claims history and investigation files, and policy
          coverage and limits;
     Information from your insurance company;
     Information we receive from consumer reporting agencies;
     Information we receive from governmental agencies or independent reporting agencies, which may include motor vehicle reports, claims reports and
          property inspections;
     Information that you voluntarily provide through our web site for purposes of quoting or application for insurance.

Our Use of the Information We Collect About You

We use the information we collect about you, including the nonpublic personal information, only for purposes of effecting, administering, enforcing and servicing your insurance with us. We may provide information about you to our insurance companies. We do not disclose any nonpublic personal information about you to any affiliated or non-affiliated third parties, except as provided by law. We do not sell or otherwise share your information with anyone for marketing purposes.

Protection of Your Information

We restrict access to the nonpublic information about you to our employees, agents, subcontractors, and your insurance company who need this information to provide our products and services to you. We have adopted and maintain information security programs that include administrative, technical and physical safeguards to protect the security, confidentiality and integrity of your nonpublic personal information